Lessons from innovation in housing, insurance, and capital markets
States are building their own programs to harden homes against storms, hail and floods. They have moved quickly as federal disaster support has become less reliable and insurance costs keep rising. But grants alone will never match the scale of the need. Our new report, How Catalytic Investments and Resources Can Unlock Scalable Resilience, by Matt Posner and Xavier de Souza Briggs, shows how program-related investments, guarantees and loan-loss reserves can draw far larger amounts of public, insurance and private capital into reducing risk. It maps four pathways, from insurance-funded roof programs to tax credits for affordable housing, with a “big idea” for each.
Download the full report: enter your name, email, and organization below to get the PDF.
Additionally, on December 8th, 2026 The Resiliency Company will host a webinar to discuss the report and the future of scalable resilience finance with the following speakers: Michael Bodaken (Center for Community Investment, Robert Wood Johnson Foundation) Pratik Raval (Chief Sustainability Officer, Fifth Third Bank) Lars Powell (Director, University of Alabama Center for Risk and Insurance Research) Kristin Tracz (Director, Community Foundation Climate Collaborative). Register for the webinar here.